Not just A blog about Organic Chlorella

Natural SupplementsNow You Can Feel As Confident About Your Healthcare Plan As You Are About Following Your Own Dream

When you get right down to it, choosing an independent career path is one sure way to feel good about yourself. It puts you in control of your life, your money and your future. Now Blue Shield can help you get healthcare costs under control, too.

Just choose any one of our health plans designed for independent-minded people like you. And, as a Blue Shield member, you can be confident that you'll have the coverage you need, at an affordable price.

Presenting the Shield Spectrum PPO plans.

With a wide range of deductible options, you choose the plan that best suits your needs and budget. Shield Spectrum PPO plans offer more than great choices at a great price. They also offer the kind of flexibility that lets you see any doctor in California. Or save money on your out-of-pocket costs when you choose from more than 45,000 preferred physicians (including specialists) and from over 350 preferred hospitals.

Shield Spectrum PPO plans offer preventive care with preferred physicians for fixed copayments - even before you've met your yearly plan deductible. Whichever PPO plan you decide is right for you, benefits will include:

• Annual physical exams
• Maternity and well-baby care
• Prescriptions filled at participating pharmacies for $10 per generic prescription
• Coverage for oral contraceptives
• Chiropractic care *
• Physician, hospital and laboratory services
• Special rates for children through YouthCare
• $6 million maximum lifetime benefit
• Worldwide emergency services
• Optional dental coverage at affordable rates

* Not available for PPO Plan 5000. This plan is underwritten by Blue Shield of California Life & Health Insurance Company. Shield Spectrum PPO Plans and Access+ HMO are not available to individuals 65 and older.

Shield Spectrum PPO plans are ideal if you want to have the choice and flexibility found in one of California's largest PPO provider networks. At affordable rates, these plans give you the comfort of knowing you have coverage.

Or, if you prefer an HMO plan, you can take advantage of one that offers you the freedom of choosing a specialist without a referral.

An HMO plan that gives you the choice to see a specialist without a referral.

Following your own dream means being free to choose what you want to do. And, with Access+ HMO, you can go straight to a participating Access+ Specialist in your Personal Physician's medical group or IPA without a referral. So you can save valuable time and have easier access to healthcare when you want it. Rates are affordable and there's virtually no paperwork for you to deal with.

Along with physician, hospital and laboratory services, you get benefits for preventive care like physical exams, immunizations, mammograms and Pap tests. Copayments for doctor office visits and preventive care are $20 and you can fill prescriptions at participating pharmacies for $10 per generic prescription (up to a 30-day supply). And our Access+ HMO members can receive built-in dental services through Access+ Dentist without additional monthly dues. Care from participating dentists is at reduced out-of-pocket costs, including diagnostic and preventive services for $20 copayments.

Choosing your own career path means ending up where you want to be. Choosing a health plan from Blue Shield means ending up with the coverage you want, too.

With so many benefits, a Blue Shield health plan is the smart answer for an independent-minded person looking for affordable healthcare coverage. You'll also be satisfied knowing you're getting the quality service that Blue Shield has built its reputation on for over 65 years.

Don't let unexpected illness leave you and your family with costly medical bills. Apply today for affordable healthcare coverage from Blue Shield.

You may access our Web Site here to find out and apply for any of our health plans for individuals and families.

Haig Artan Insurance Broker HDA Insurance Brokerage 10727 White Oak Avenue, Ste. 115 Granada Hills, CA 91344-4646 818-831-3368 818-831-1268 FAX E-Mail Website

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Bladder and Urinary Tract Health



Probably this is a result of having experienced a general feeling of being tired, exhausted, or a sustained feeling of simply not feeling the way we think we should feel.

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Because the most nutritionally dense superfoods -- such as chlorella, spirulina, broccoli sprouts, etc. -- often have very strong tastes that seem unusual ...

Better Nutrition - The truth about cat and dog diets

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Comvita Manuka Honey Information

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Comvita Manuka HoneyHoney Making A Medical Comeback

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Comvita, which controls about 75 percent of the terraqueous globe’s manuka honey fund, sells similar products under its own name in Australia, New Zealand and E...Also called Leptospermum honey, manuka honey comes from hives of bees that collect nectar from manuka and jelly bushes in Australia and New Zealand. ... Derma Sciences now sells two Medihoney dressings to hospitals, clinics and doctors in North and South America under a deal with supplier Comvita LP of New Zealand....

Honey making a medical comeback - Potent type used as antibiotic amid fears of drug-resistant superbugs

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Comvita, which controls about 75 percent of the world’s manuka honey supply, sells similar products under its own name in Australia, New Zealand and E...Also called Leptospermum honey, manuka honey comes from hives of bees that collect nectar from manuka and jelly bushes in Australia and New Zealand. ... Antibiotics becoming ineffective Derma Sciences now sells two Medihoney dressings to hospitals, clinics and doctors in North and South America under a deal w ith supplier Comvita LP of New Zealand....

Comvita Manuka HoneyHealth Insurance Broker: Roles and Responsibility

A health insurance broker is no different from a stock broker or any other broker; he or she just specializes in the health sector. A health insurance broker helps you find the most suitable insurance company by matching your requirements with the provisions offered by the various policies offered by health insurance companies.

If you do not currently have an insurance policy or you do not belong to any group insurance, you may well benefit from seeking the help of a health insurance broker. Self-employed or people with medical conditions typically seek the help of a health insurance broker. A health insurance broker also works for the benefit of the coordinators of a group insurance. The health insurance broker is given a list of benefits sought by an individual or a group coordinator. What a broker does is search for individuals or coordinators which best match those needs. Then he presents his recommendations and if both parties agree, the broker formulates a contract between the two parties.

Does a health insurance broker work for any specific company?

Usually a health insurance broker does not work for any specific company. A broker's job is to gather information about the policies offered by the various companies in the vicinity, the rates they charge, how they treat policy holders who submit medical claims very often and any other information. However, many a times it does happen that a health insurance broker is given a financial incentive for promoting a company among the health insurance seekers.

Will it be costly to get a policy through a heath insurance broker?

The answer to this question cannot be generalized. Many times a health insurance broker makes an individual a member of a group plan offered by the state or trade union or organization. In this case, the individual will find rates lower and coverage better than if he had opted to go alone and seek the policy from the issuer company. Health insurance brokers usually get a commission, which is given only if both parties reach an agreement. This implies that one party or the other, and sometimes both, are responsible for the payment of broker?s fee or share.

The rates, laws and rules related to health insurance keep on changing very frequently, hence health insurance brokers are few in number. Moreover, most of the states require that health insurance brokers be licensed before they can work. Also, these requirements are not uniform throughout the nation and differ from state to state.

You should seek the help of a health insurance broker if you are mired in the health insurance bureaucracy. In such a situation a health insurance broker might turn out to a great source of help for you.

For more information on health insurance brokers try visiting http://www.best-free-insurance-quotes.com, a website that specializes in providing affordable health insurance quotes.

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